Share Account
$10.00 life time membership fee
$5.00 REQUIRED account balance
$15.00 Credit Report required to open a new account (OFAC clearance)
   
Money Market Share Account
$1000.00 minimum balance
$5.00 below minimum balance - Service charge
$1.00 per each withdrawal or transfer from over the 6 free per quarter
   
ATM / Debit Cards
$12.00 per year, per card (initial card fee) (Cards renew every 2 years)
$30.00 for each negative transaction activity
$10.00 Statement Reconciliation
$12.00
for each duplicate card
$12.00 for renewal fee (Annual)
No fee when using Instant Cash Machines located at WELLS FARGO Banks
Charges vary at other machines.
   
Share Draft Account
$25.00 initial deposit to open account (not held)
$30.00 for each Non Sufficient fund item
$30.00 for a third party check deposited that is returned unpaid (NSF)
$18.00 for each Stop Payment
$10.00 for statement reconciliation
$ 5.00 per month for draft back service (return of checks, optional)
$ 2.00 for single micro film copy
   
Loans
$30.00 Late fee charged after 20 days late
$15.00 Credit Report fee
$15.00 Loan processing fee for loans $5,000.00 and under
$30.00 Loan processing fee for loans over $5,000.00
$17.20 Title transfer fee with $12.50 for each additional title (paid to county)
$27.50 for oversized loan documents (Denver County)
$15.00 U.C.C. fee
   
Miscellaneous
$10.00 Cashiers Check
$1.00 Money Orders
$7.50 Outgoing Wires – dictated by settlement institution will be paid by the member receiving account
$5.00 Annual Fee for a dormant account. Defined – no activity in a 365 day period.
If the balance is $10.00 or less, the fee will equal the entire balance closing the account.